I.O.U.(Keyboard chords)

	        Intro 
 
You be(G)lieve that I've (Em) changed your life forever 
And you're (Am7) never going to find another (D7sus) somebody like (G) me (D) 
And you (G) wish you had (Em) more than just a lifetime to (Am7) give back all I've given you 
And (D7sus) that's what you believe 
 
But I. O. (G) U. (D) the (C) sunlight (Am7) in the (D) morning (Dsus) 
And (G) nights of honest (Em) loving that (Am7) time can't take a(D)way  
And (Dsus) I. O. (G) U. (D7) more than (C) life now (Am7) more than (D) ever 
I (G) know that it's the (Em) sweetest debt I'll (Am7) ever (D7sus) have to (G) pay 
 
(Gmaj7) (C) (D7sus) 
 
I'm (G) amazed when you (Em) say it's me you live for 
You (Am7) know that when I'm holding you, you're (D7sus) right where you be(G)long (D) 
And my (G)love, I can't (Em) help but smile and wonder 
When you (Am7) tell me all I've done for you cause (D7sus) I've known all along 
 
But I. O. (G) U. (D) the (C) sunlight (Am7) in the (D) morning (Dsus) 
And (G) nights of honest (Em) loving that (Am7) time can't take a(D)way  
And (Dsus) I. O. (G) U. (D7) more than (C) life now (Am7) more than (D) ever 
I (G) know that it's the (Em) sweetest debt I'll (Am7) ever (D7sus) have to (G) pay  
Oh, I. O. (G) U. (D) the (C) sunlight (Am7) in the (D) morning (Dsus) 
And (G) nights of honest (Em) loving that (Am7) time can't take a(D)way  
And (Dsus) I. O. (G) U. (D7) more than (C) life now (Am7) more than (D) ever 
I (G) know that it's the (Em) sweetest debt I'll (Am7) ever (D7sus) have to (G) pay
	        

Written by Kerry Chater/Austin Roberts